Archive for November, 2011

Are we heading back to the future?

With continued reports of consumers becoming more conservative with their spending and making a concerted effort to pay down debt, could we be heading back to the future? We just don’t seem to hear many people suffering from ‘affluenza’ anymore, after it was so rife during the last ten decade. But a GFC will have [...]

Lawmakers Plan to Raise FHA Loan Limits Again

Congressional and senate lawmakers are seeking to raise FHA mortgage loan limits. Originally, FHA loan limits were raised during the housing crisis in 2009. As private lenders high-tailed it out of the market and government-backed agencies were left to pick up the mortgage lending slack, loan limits for loans backed by Fannie Mae and Freddie [...]

Huge Numbers Of Home Owners In Negative Equity With Loans

The housing and home owner loan market in the UK is continuing to struggle in the current economic conditions at the moment and the situation has been made even worse by a high number of borrowers who are in a negative equity position with their home owner loan. According to a new survey from HSBC, [...]

Sydney Real Estate Set for Growth in 2012

Sydney property is set for a year of price increases in 2012 thanks to low interest rates and strong demand from a booming economy. As the end of 2011 approaches Sydneysiders can thank their lucky stars that, of all Australian capital cities, theirs has withstood the economic forces that have devalued home prices elsewhere. One [...]

The Truth Concerning Annuity Policy Rates

When talking about RATES ON ANNUITIES, we first need to separate the conversation into varieties of annuities. Regarding variable annuities, there’s really absolutely nothing to talk about because anything you earn in the variable annuity is not a fixed annuity rate nor do the envisioned profits have anything at all in connection with the insurance [...]