Small Business Loans Increase But Obstacles Remain

January 25th, 2012 by Lauren Hazon | Posted in Loan Titles | No Comments »
Tagged as: Business, Small Business

Total lending to U.S. small businesses grew again in November, according to the latest Thomson Reuters/PayNet Small Business Lending Index, adding to a positive trend.

The Index, a measure of overall small business loan volume, posted an 18 percent increase in November 2011 from November 2010, reaching the highest level since February 2008.

This yearly upswing is an indication of:

A new phase of the business cycle, PayNets founder said in a Reuters article . Businesses are betting on the future with increased investment spending.

Small business owners are also getting better at keeping up with their loans. The Thomson Reuters/PayNet survey found that loan delinquencies shrunk in November, with loans in “moderate delinquency,” or those behind 30 days or more, falling 0.05 percent to 1.5 percent and “severe delinquencies,” or those behind by 90 days or more, slipping down to 0.39 percent.

Yet the latest data does not mean that it is now easy to get a small business loan. Credit

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New Mitsubishi on the Cards

January 24th, 2012 by Mackenzie Woolacott | Posted in Loans Guide | No Comments »

If you’re holding back your next auto loan to first see what the Geneva Motor Show comes up with, you will most likely be pleasantly surprised.  A number of manufacturers will showcase some very interesting new models at this show.

One of them is Mitsubishi.  The company will debut a brand new concept car at Geneva in March that will give us a taste of what the company plans for the next few years, specifically for the Outlander.

From the grainy teaser picture it is hard to make out much, except that the car seems to follow the new styling trend we saw on the concept PX-MiEV.  The effect of the intricate headlights and sculptured body panels is augmented by the trademark MITSUBISHI badge flanked by two bold chrome bars.

So far Mitsubishi has not provided any information on what type of car the concept is going to be.  All the company was prepared to say is that it will form the basis of its new “Jump 2013” business plan.  That programme includes the expansion of the company’s range of electric and plug-in vehicles as well as its range of SUVs, particularly in emerging markets.

Keeping that in mind one can fairly safely assume that the car to be showcased at Geneva will be a hybrid plug-in SUV that will have a significant effect on the design of the next Mitsubishi Outlander.

The plug-in hybrid PX-MiEV concept car had a 1.6-litre engine utilising two electric motors and boasted fuel consumption of more than 140mpg.

Cash Advances: Friend Or Foe?

January 19th, 2012 by Koby Provan | Posted in Loan Posts | No Comments »
Tagged as: Advances, Cash Advances

Cash Advances can help individuals who are in a bind. Details of this type of monetary help is given with cautionary company recommendations.

Unexpected situations present themselves regularly, and there is no money available for rectification of the problem. These unexpected occurrences are situations, such as a broken air conditioner, a cavity in the tooth, or even a car break down. Cash advances enable people to cope with emergency situations.

These loans give money to individuals immediately and are paid back at a later date. One may believe that cash deferments are a solution to emergencies that arise; however, they can pose a problem for some individuals who do not understand them. Advances may prove to be a double-edged sword.

Start the Process of Getting Financial Aid

January 18th, 2012 by Mackenzie Woolacott | Posted in Loans Guide | No Comments »
Tagged as: Aid

Applying for aid is just the first step in a process. One in three applicants will be selected for a process called verification. If your application is selected, you will need to provide the financial aid office with tax forms and other documents. Provide the verification documents as soon as possible. Most financial aid offices have double digit increases in applications to process. Most offices process in date order, depending on when you return any documents requested. Don’t end up with a late disbursement because you procrastinated with responses. If your college also provides institutional aid from their college foundation, you may have other steps to take to complete the file. Be informed. Ask questions.

PLEASE NOTE:  When you ask if you are finished with the process, there is a big difference between the responses, “We have everything we need to review your file,” and “Your file is complete and you have been awarded.”  If you have completed the process, you should either have an award or have been notified that you are not eligible for financial aid.

If you haven’t started the process yet, you are very, very late. Do it

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Using Child Support Income to get Approved Auto Loans

January 16th, 2012 by Koby Provan | Posted in Loan Posts | No Comments »
Tagged as: Child Support, Loans

Paying or receiving child support payments can make it more difficult to qualify for poor credit car loans

What we know

If you have bad credit and are responsible for child support or receive child support ie you need to be aware of how this will affect applying for terrible credit auto loans.

We understand these situations because since 1992 we’ve been doing bad credit auto sales here at Auto Credit Express. Our website is even designed so that applicants with poor credit can better understand topics such as repossession and tote the note loans as well as today’s topic, how child support impacts getting approved for a bad credit car loan.

Ie issues

You might have a problem getting approved for a bad credit auto loan if some of your iees from child support payments. The main reason it’s an issue is because child support ie cannot be garnished.

What this means is if someone with child support ie has their car repossessed, the lender can’t get a court order to take that ie to pay off the loan.

As a result, lenders are especially careful when considering applicants with child support ie. But the

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